Upaid Systems Ltd. provides a centralized mobile payment processing platform for banks, mobile operators, and merchants. It offers Text-cheque, an SMS bill payment and authorization product; and UPP (Unified Payment Platform), an m-payments service for mobile operators, financial services organizations, and merchants. The company also provides applications, such as recharge of prepaid accounts through SMS, electronic bill payment and presentment, and billing for mobile content. In addition, it offers marketing downloads and prepaid top-up services; and consulting, scoping, project management, technical support, and training services. Upaid Systems Ltd. was founded in 1997 and is headquartered in London, the United Kingdom.