Short description
Online marketplace lending platform
Description
LoanBook Capital is an innovative investment platform that is developing an online Marketplace lending platform focused on credit and other financing alternatives to traditional bank financing, offering:
(i) An attractive new class of asset for any kind of investors (from retail to institutional), an alternative to fixed-income bond investments and
(ii) A new fair, objective, flexible and transparent online channel for SME financing.
The aim of the platform is to use technology and innovation to reduce the costs of traditional banking and offer better service and lower financing costs for SMEs, as well as better returns to investors.
SMEs borrow from one or more people while investors are able to diversify their portfolio by lending to a broad range of companies.
Prior to get to the marketplace, businesses must pass through a rigorous credit and risk analysis process led by an expert team:
(i) Using detailed market information, including financial, business and solvency information of the SMEs analysed,
(ii) Sophisticated tools and standardised processes, and
(iii) Periodic analysis of loans
(iv) Analysis based solely on objective criteria for determining ratings and cost.
LoanBook offers to investors different ways to invest including:
(i) Traditional marketplace lending auctions,
(ii) Automatic investment through online mandates,
(iii) Separate accounts for institutional investors, and
(iv) Tailor made credit portfolios.
Total funding
$$121212
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Location
Barcelona, Catalonia, Spain, Europe
Founded on
December 19, 2012
Non-profit?
No
Acquired?
No
Employees count
11-50
Revenue range
$1230 - 4560
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Investors
Nopepepe
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Founders
James Buckland, Johnathan Ransom, Octavio Soler