Credova is a consumer financing platform for online lenders that provides its users with consumers as well as business loans. The platform is providing buy now, pay later solutions to merchants with both brick-and-mortar retail locations and an integrated API eCommerce solution. Consumers can choose from a variety of financing options during the purchase process thanks to the Credova platform and integrated API solution. It integrates directly into the online checkout process, providing customers with multiple financing options through a single application.